Ask questions about your" such as: How long is the" valid for?
Many insurers offer NCB protection for a small fee.
If you move abroad or sell your car and don't have insurance in your own name for a period of time, some insurers may not honour your no claims bonus when you re-apply for cover if this period exceeds a certain amount of time, such.After that you'll have to start again.Make sure your" and policy meets your needs.No gaps in cover) and earned in Ireland or the.Well reply to your message within 24 hours, Monday to Friday.If we dont receive these documents we may issue a cancellation notice on your policy.It must not be used on any other policy and must be dated in the last 3 months.Being 'claim free' is defined as either you making how to get free money on msp 2018 a claim on your policy for something or someone making a claim against you and your policy.Always ask when you get a" how long it is valid for.These are sometimes called a 'Bonus Accelerator'.The young driver will need to produce proof that they have been claim free as a named driver on another policy when applying for their own policy.Multi-car policies, your NCB should still apply to a multi-car policy.
Most insurers have a limit on the maximum number of years you can avail of a no claims bonus, (usually 5 or 6) so even if you have 10 years claim free, and you will avail of the maximum discount offered.
Your no claims bonus cannot be used on any other policy and must have been earned in the last two years on a private car policy in Ireland or the.
There's also an NCB expiry, which happens if you stop driving for more than 2 years.
A no claims bonus (NCB or more correctly a no claims discount, is awarded if you don't claim in the latest policy year.Step Back Bonus Protection.If you do not have this you will need to contact your previous insurer and request another copy.Who can build up no claim bonus?When you make a claim on your policy you'll usually lose some or all of your NCB if your insurer has to pay out even if it's not your fault.